For brokers

Bring your clients something different at renewal.

You need more tools to combat double-digit renewals. We give you two: easily-accesible care your clients can add this year, and a health plan to quote from in 2027.

The short version

Sell now
Whole CareAlongside any plan. Available today.
Quote next
The Mainstay Health PlanFrom spring 2027. Groups of 50 to 500.
Your role
Advisor of recordPaid per employee per month, disclosed.

What you can sell

Two ways to bring Mainstay to your clients (and win new ones).

Now

Whole Care

Care employees deserve, cost-containment employers need.

Your client’s people get their own doctor, nurse and care concierge. Same and next-day appointments and health questions answered, with a navigator who handles the referrals, records and bills. Virtual now, with clinics in D.C., Maryland and Virginia opening January 2027.

How your clients buy it

Fully insured groups

Fund it through an ICHRA. Or pair a higher-deductible plan with an HRA, and let the premium savings pay for Whole Care.

Self-funded groups

A flat fee per employee per month. Your client spends less on claims and gives people a benefit they actually use.

Whole Care is a membership for primary care. It is not insurance.

Learn about Whole Care

Next year · Quoting spring 2027

The Mainstay Health Plan

The plan a 10,000-person company would build, sized for small and medium businesses.

For groups of 50 to 500. Members who go through their care team pay $0 copay and $0 deductible. Members who see anyone else are still covered, with a deductible and fair prices.

What your client gets

A predictable monthly cost with a ceiling

With a maximum that can never go higher, and surplus back at settlement when people stay healthy.

One plan to buy

PBM, TPA, and stop-loss come as one bundle, with our care team on top.

Your book

Good for your clients. Easy on you.

Your client keeps their plan to start.

Whole Care sits alongside whatever they have today. Nothing to replace, just additive care and navigation that creates delight.

You stay the advisor of record.

We don’t go around you. The relationship is yours, and we work through you for the life of the group.

Compensation is predictable and disclosed.

A set amount per employee per month, written into the agreement and shown to your client. Nothing buried.

We do the work nobody wants to do.

Onboarding, filings, the member calls. You spend your time advising, and we handle the rest.

Your partner in cost-reduction and fixing the system.

Charter brokers

We’re looking for a small group of brokers to build this with.

Five to seven firms who want to co-design the products, get early access, and shape what we build. You tell us what your clients ask for at renewal. We build it with you.

What you get

A direct line to the founders.

Call with a client question and talk to the people who make the decisions. No ticket queue.

First look at quotes.

See the plan’s pricing before anyone else, and bring it to your best groups first.

Broker tools built for your firm.

Renewal analysis, plan comparisons, and the prep work done for you by AI agents we build around the way you work.

Ask about a charter seat

For 2027

The easiest quote you’ll request.

1

census template. Send the one you have.

5–10

days to a quote. Stop-loss shopped for you.

PEPM

pay, clean and disclosed to your client.

The Mainstay Health Plan quotes from spring 2027, for employers with 50 to 500 people.

Start a conversation

Schedule a call.

A few quick details and we’ll setup a 15-minute call with the right person on our team.

A founder reads every message.

Or write to us directly

brokers@mainstay.health